Despite its new, bigger headline number, Plaid is still valued at 40% below its $13.4 billion peak in 2021, when ultra-low interest rates drove a massive surge in fintech valuations.
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Rather than being the new John Lennon, or even Justin Timberlake, Cruz's reedy voice and upbeat retro psych pop could make him the new Crispian Mills - another nepo-rocker (the son of actress Hayley Mills and grandson of actor Sir John), whose band Kula Shaker made it moderately big in the afterglow of Britpop.